What is the best life assurance for my mortgage policy?
That depends, you at least need a level term insurance policy to run the length of time your mortgage is left. Options you also have areJoint life first death - Meaning one policy with two people on it and the first person to die the money pays out and policy ends. Two Single Policies - For a small price more you can have a single policy of which when the one who owns the policy dies the money is paid out. The benefit of this is that something happens the both of you twice the money is paid out (two policies two pay outs) and someone else benefits ie children.