Why Check It
Why should I check my credit score? I know I can check on a Free Annual Credit Report but I see no need to do it. I do not need to purchase anything any time soon and I am just fine in the home I am in. I know that mortgage rates can decrease but we bought at a time where the rates were already pretty plus. Besides, I hate all the paperwork for a refinance and I am sure there will be some hidden costs associated with it somewhere. I keep hearing all the time to make sure your credit is ok, but if I do not use anything on credit why would it make a difference if I checked it or not?